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Featured in Carnival of Finance

My post, Make Your Own Cereal: Bargain or Not?, was featured in the Carnival of Finance: third anniversary edition. A big thank you to Flexo for putting that together as there were a ton of articles. Definitely go check out the carnival for a good cross-section of posts about personal finance and to discover new blogs on the topic.

I also like Millionaire Mommy’s article called I Want More Money. It is one of those motivational pieces so give it a quick read! Another article featured in the carnival is called Associating with the Appear to be Rich Folks and is right down my alley with my other posts on image and wealth. There’s definitely something to the idea that the mere look of success can breed success by enabling more successful people to be drawn to you, etc. Have you ever noticed that people who are wealthy live in very clean homes? I often wonder if having a super-clean home is something they can afford or if it is something that helped them become rich in the first place (you know - having the discipline that goes with cleaning also with your job and finances). Whatever the reason, I do try to keep a clean home as I feel it does lift the spirits and that children can learn and grow and be proud of themselves in a clean environment. My 2 cents!

Additionally, I really like ConsumerismCommentary’s latest post on target date retirement funds. I agree with the idea that target date retirement funds are often too conservative. I hold my own retirement funds in 6 low-cost index funds, including a hefty proportion of emerging markets. That isn’t to say that this allocation would be right for other people, just that I don’t think people are best served by target date funds. That said, I guess a target date fund is better than plopping it all in the company stock or a money market fund.